Individual Insurance Solutions

Ensure Capital  understands that creating and managing your wealth is only half the battle; preserving it is just as important. Insurance strategies can help you preserve your wealth during your lifetime, and protect the value of your estate for your family and other beneficiaries.

Estate Creation and Preservation

You can preserve your estate by having insurance proceeds pay for taxes, liabilities, estate-related fees and other future costs which are triggered by the passing of a loved one.

Estate Maximization and Protection

Use segregated funds as an additional asset class to protect your hard earned savings while achieving stock market performance.

Tax Minimization

Tax-exempt insurance can eliminate the annual taxes you pay on your investment growth, as well as those payable when you die. Annuities can be used quite effectively to minimize an estates taxable value.

Income Enhancement

Certain annuities can be utilized as an income supplement to complement your retirement cash flow while protecting your principle.